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 Bank of Montreal said
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 it added 850 million Canadian dollars 
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(US$725.8 million)
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 to its reserves against losses on Third World loans,
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 bringing the total
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 it has set aside this year 
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to C$1 billion.
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 The bank said 
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the C$1 billion in reserves will result in a charge of C$595 million against earnings 
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but said it still expects to report a profit for the year 
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ending Tuesday.
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 The bank reported net income of C$389 million for the nine months
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 ended July 31.
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 The bank said
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 the increase in loan-loss provisions won't affect the payment of dividends.
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 The bank said 
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reserves now amount to 61% of its total less-developed-country exposure.
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 Excluding Mexico,
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 reserves equal 95% of LDC exposure.
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 In Toronto Stock Exchange trading, Bank of Montreal closed at C$33.25, up 87.5 Canadian cents.
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